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If we fail to comply with the requirements of these programs, the FHA or Ginnie Mae can terminate our approval, which would prevent us from originating or servicing HECM loans under these programs.
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For example, larger institutions in the private sector might offer reverse mortgages with lower principal limit factors than HECMs that could be underwritten by the private sectorwithin its tolerance for risk, and competition would keep costs low.
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Our inability to obtain indemnity or require repurchase of a significant number of loans could harm our business, financial condition, liquidity, results of operations and our ability to make distributions to our stockholders.
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Hecm loans and other state securities are some treaties, they be determined by historical financial.
The initial interest rate, or IIR, is the actual note rate at which interest accrues on the outstanding loan balance on an annual basis.
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